Completed Application
3 Months of Recent Bank Statements
Drivers License
Voided Check or Bank Letter

Industries we serve


Auto shops Mechanics

Business Consultants




Fitness Centers

General Contractors

Grocery Stores

Healthcare Services


Learning Centers

Liquor Stores




Medical Companies

Online Businesses


Professional Services

Rehab Centers


Retail Stores

Technology Companies

Utility Companies

Warehouse Businesses

Waste Management

Prohibited Industries

Law Firms

Lending Platforms

Medical Marijuana

Vehicle/Auto Dealerships

Real Estate

1st Position Trucking

Gas stations

Vape Shops

How it Works

Step by step

First time Funding

Submit your Funding Application and 3 months of Recent Bank Statements to for our team to begin processing your deal. On business days Monday - Friday between 10 am - 6 pm EST decisions on files will take about an hour to be completed. An approval or decline will be sent promptly.

Typically on deals $100,000 and over, our underwriting team may ask for AR/W/P or K-1 to better understand the financial status of the business.

After an Approval is given and Accepted

We'll move the Deal to our Funding stage where we'll require the business owner's Drivers License and both Check (we require both with the initial application)

Once your information is verified, we move to a quick online bank verification to verify your cash flow. After completion, we'll move to the final funding call before sending your funds


After 50%+ of the Advance has been paid down...

Our team can provide a renewal for your merchant if they already paid off 50% percent of their payback. You will need to provide updated bank statements to review your cash flow. Then our underwriting team will review and deploy the renewal amount that you can use for your business.

Auto Declines & Reasons

Less than 3 Monthly Deposits

Deposit Volume under $20k

Credit Score Below 480

Open Bankruptcies

Tax Lien Judgement above $200k

Negative Balance (Monthly)

Over Leveraged (30% withhold)

Excessive Retuned Items

Negative Activity or History with Another MCA FUnder

Fraudulent Documents

Prohibited industries

Our Term Loans and Line of Credit


Product Details

  • repayment Term
  • Interest Rate
  • lender requirement
  • closing fees
  • payment frequency
Term Loan

  • $15,000 - $350,000
  • 12 - 48 Months
  • 11.24% - 26.99%
  • UCC-1 lien on loans greater than $50K
  • up to 5% Origination Fee
  • monthly

Line of Credit

  • $20,000 - $100,000
  • 12 - 24 months
  • Up to 5% Origination Fee
  • ucc-1 lien on loans greater than $50k$500 Commitment fee
  • monthly
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