Terms and Conditions for Kala Group Capital

**Terms and Conditions for Private Lender and Loan Broker**
**Effective Date:** [Insert Date]

Welcome to Kala Group Capital ("we," "us," or "our"). By accessing or using our services as a private lender or loan broker, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before engaging in any activities through www.kalagroupcapital.com.

### **1. Definitions**
- **Private Lender:** An individual or entity providing funds for loans facilitated through Kala Group Capital.
- **Loan Broker:** An individual or entity acting as an intermediary to connect borrowers with private lenders.
- **Borrower:** The recipient of the loan funds secured through our platform.
- **Platform:** The website (www.kalagroupcapital.com) and any associated tools, resources, or services provided by Kala Group Capital.

### **2. Eligibility**
2.1 **Private Lenders** must meet all applicable legal requirements, including providing proof of eligibility to lend money in their jurisdiction.
2.2 **Loan Brokers** must comply with all licensing and regulatory requirements in their operating regions.
2.3 All users must be at least 18 years old and legally capable of entering into binding agreements.


### **3. Responsibilities of Private Lenders**
3.1 Private lenders are responsible for conducting due diligence on borrowers, including assessing creditworthiness and risk factors.
3.2 Lenders agree to provide truthful, accurate, and complete information when registering on the platform.
3.3 Lenders acknowledge that Kala Group Capital does not guarantee loan repayment by borrowers.


### **4. Responsibilities of Loan Brokers**
4.1 Loan brokers must act in good faith and provide accurate and complete information about borrowers to private lenders.
4.2 Brokers are prohibited from engaging in fraudulent, deceptive, or unethical practices while using the platform.
4.3 Brokers must disclose any fees, commissions, or compensation arrangements to all relevant parties.

### **5. Fees and Payment**
5.1 Kala Group Capital may charge service fees for facilitating transactions between private lenders, brokers, and borrowers. These fees will be disclosed upfront before any agreements are finalized.
5.2 All payments must be made through approved channels as outlined on our platform.

### **6. Compliance with Laws**
6.1 All users agree to comply with applicable federal, state, and local laws, including but not limited to lending regulations, anti-money laundering laws, and data protection laws.
6.2 Users are solely responsible for obtaining any necessary licenses or permits required for their activities on the platform.

### **7. Limitation of Liability**
7.1 Kala Group Capital is a facilitator and does not assume responsibility for the actions, omissions, or defaults of private lenders, brokers, or borrowers.
7.2 We are not liable for any financial losses, damages, or disputes arising from transactions conducted through our platform.


### **8. Confidentiality and Data Protection**
8.1 All parties agree to maintain the confidentiality of sensitive information shared through the platform, except as required by law or with prior written consent from the disclosing party.
8.2 Kala Group Capital will handle personal data in accordance with our Privacy Policy, which complies with applicable data protection laws.

9. Termination of Services**
9.1 We reserve the right to suspend or terminate access to our platform for any user who violates these terms and conditions or engages in unlawful activities.
9.2 Users may terminate their accounts at any time by providing written notice to Kala Group Capital.

10. Dispute Resolution**
10.1 Any disputes arising from these terms and conditions will be resolved through negotiation, mediation, or arbitration as agreed upon by the parties involved before pursuing legal action.
10.2 The governing law for these terms shall be the laws of [Insert Jurisdiction].

11. Amendments**
11.1 Kala Group Capital reserves the right to modify these terms and conditions at any time without prior notice. Changes will be effective upon posting on the platform, and continued use constitutes acceptance of the revised terms.

12. Contact Information**
For questions or concerns regarding these terms and conditions, please contact us at:
**Email:** [Insert Contact Email] contact@kalaagroupllc.com
**Phone:** 210-744-4254

By using this platform as a private lender or loan broker, you acknowledge that you have read, understood, and agreed to these terms and conditions in their entirety.