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House Flipping Calculator
Estimate net profit, ROI, total cash invested, return on equity, and key project costs for a fix-and-flip opportunity.
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Calculators from Kala Group Capital — fast, practical deal-analysis tools for private real estate lending decisions.
Kala Group Calculators
Run the numbers before you chase the deal. Move with confidence.
Kala Group Capital calculators help investors, builders, and rental-property borrowers estimate costs, returns, loan payments, ARV, DSCR, and project feasibility before they submit a deal. Use them when you are comparing loan options, checking profit potential, preparing an offer, validating rehab assumptions, or deciding whether a property deserves the next conversation.
Know your numbers earlier
Model purchase price, rehab budget, interest costs, cash needed, and projected return before time is spent on a weak deal.
Compare scenarios quickly
Test different leverage, rates, rents, ARV, and hold periods so borrowers can see how each assumption changes the outcome.
Prepare for funding talks
Use the outputs to organize your deal story and spot questions a lender may ask before the file moves forward.
Select the calculator you want
Each calculator focuses on a different lending question: profitability, loan cost, after-repair value, or rental-property debt coverage. Start with the tool that matches the decision you need to make today.
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Hard Money Calculator
Estimate loan costs, interest-only payments, net profit, and ROI for a short-term private lending scenario.
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ARV Calculator
Use comparable sales and rehab assumptions to estimate after-repair value before you make or revise an offer.
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DSCR Calculator
Evaluate rental income, monthly debt service, coverage ratio, payment strength, and leverage for rental-property financing.
Open CalculatorWhen should borrowers use these calculators?
Use the calculators early, before a deal becomes emotional. They are designed to help you pressure-test assumptions, understand possible financing costs, and decide whether the opportunity fits your investment strategy.
✓Before submitting an offer or letter of intent.
✓When comparing multiple properties, exit prices, or rehab budgets.
✓Before speaking with a lender so your request is organized and realistic.
✓Any time rates, rents, costs, or construction timelines change.
Why these tools help
Good lending conversations usually start with clean assumptions. These calculators give borrowers a simple way to turn raw property details into numbers that are easier to review, compare, and explain.
- Reduce guesswork before you request capital.
- See whether the deal still works after financing costs.
- Identify weak assumptions before underwriting does.
- Give partners, investors, and lenders a clearer starting point.
From estimate to next step
The calculators are not a loan approval. They are a practical first pass to help borrowers organize the opportunity before a formal lending review.
1
Model the deal
Enter the key assumptions and see whether the property makes sense before spending more time.
2
Review the gaps
Look for sensitive areas such as rehab budget, rent, rate, ARV, hold time, and cash required.
3
Move prepared
Use the results to guide your next conversation with your team, lender, or capital partner.
Loan programs at a glance
Use the calculators alongside these lending categories to better understand which capital path may fit the property strategy.
Flip
Funds for purchase plus rehab, or refinance plus rehab.
- Up to $5,000,000
- Rates 9.25% - 11.25%
- Up to 100% construction
DSCR
Long-term rental financing for stabilized properties.
- Up to $3,000,000
- Interest from 6.00%
- 30-year fixed rate
Build
Construction loans for residential builders.
- Up to $5,000,000
- Rates 10.5% - 11.5%
- Up to 18 months
CRE
Small-balance commercial real estate loans.
- Up to $15,000,000
- LTC up to 80%
- Terms 12 - 24 months
Ready to put the numbers to work?
Choose the calculator that matches your deal type, pressure-test the assumptions, and use the result to decide your next move.
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