Do You Qualify For Gap funding?

Qualifying for a  loan through KALA GROUP CAPITAL is easier than you think! Depending on the amount you are looking to secure, there are minimum criteria that you must meet (perfect credit not required!), including

You must have a personal FICO credit score of at least 660.


Your business needs to have been operating for at least 3 years. Although Start-Ups are invited with personal guarantee.


You need to have a minimum of $25,000 in monthly revenue.


Kala Group Capital products vary by state, so technology loans may not be available to everyone. Not to worry! We have a product for every business in every state.  We finance some of our own loan products and partner with other lenders to finance other loan products. Please contact a Kala Group Capital Specialist to discuss your particular circumstances.

  • 1. Have you been in business for at least 12 months?

You meet our Minimum Qualification.

2. Does your company generate at Least $30,000 per month?

You meet our Minimum Qualification.

3. Can you prove this?

We will need the last 3 months bank statements, and possibly a month-to-date bank statement.

4. Is your credit score at least 550

You meet our Minimum Qualification.

Auto Declines & Reasons

Less than 3 Monthly Deposits

Deposit Volume under $20k

Credit Score Below 480

Open Bankruptcies

Tax Lien Judgement above $200k

Negative Balance (Monthly)

Over Leveraged (30% withhold)

Excessive Retuned Items

Negative Activity or History with Another MCA FUnder

Fraudulent Documents

Prohibited industries


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